The increasing complexity of India’s banking sector has made disputes involving debt recovery, non-performing assets (NPAs), and loan defaults more common. To address such matters, the Debt Recovery Tribunal (DRT) and the SARFAESI Act, 2002 serve as the main legal frameworks. Ajay Gautam Advocate, based in Jabalpur, Madhya Pradesh, has established himself as a trusted professional in this specialized field, offering legal services across India.
Professional Background
With more than a decade of experience in banking and finance law, Ajay Gautam has successfully represented banks, financial institutions, corporate entities, and individual borrowers. His practice combines litigation, advisory, and negotiation, allowing him to handle disputes of varying complexity. By working for both creditors and borrowers, he delivers balanced and effective legal strategies.
Debt Recovery Tribunal Practice
The DRT provides a specialized forum for disputes involving debts owed to banks and financial institutions. Ajay Gautam’s work in this area covers:
Filing original applications for lenders.
Defending borrowers against recovery proceedings.
Drafting and presenting appeals before the Debt Recovery Appellate Tribunal (DRAT).
Advising clients on compliance with the Recovery of Debts and Bankruptcy Act, 1993.
His expertise in procedural rules and legal interpretation ensures strong representation for his clients.
SARFAESI Act Specialization
The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 gives lenders the power to enforce security interests and recover dues. Ajay Gautam regularly handles:
Drafting and responding to Section 13(2) notices.
Advising on possession of secured assets under Section 13(4).
Representing borrowers in applications under Section 17 before DRT.
Supporting banks in conducting lawful auctions and enforcement actions.
This balanced expertise ensures creditors’ rights are enforced properly while borrowers’ interests Banking and Finance Lawyer in India Ajay Gautam Advocate are safeguarded.
Pan-India Legal Services
Though based in Jabalpur, Ajay Gautam offers pan-India representation, appearing before DRTs and DRATs in multiple click here states. He also provides online legal consultations, enabling clients to seek expert advice quickly and conveniently. His digital services are especially useful in urgent cases, such as responding to recovery notices or planning legal defenses.
Range of Services
Representation before DRT and DRAT.
Legal consultation on NPAs and loan restructuring.
Guidance on RBI regulations and compliance.
Negotiation and facilitation of one-time settlements (OTS).
Advisory for both lenders and borrowers in financial disputes.
Client Approach
Ajay Gautam’s reputation is built Banking and Finance Lawyer on transparency, professionalism, and ethical practice. He takes time to explain legal options, provides realistic assessments, and designs strategies suited to each case. His client-first approach has earned him the trust of individuals, businesses, and financial institutions across the country.
Why Clients Trust Him
Specialized expertise in click here DRT and SARFAESI law.
More than ten years of practice in financial disputes.
Representation for both creditors and borrowers.
Nationwide reach supported by online consultations.
Proven record of favorable outcomes.
Conclusion
Banking disputes Banking and Finance Lawyer in India and debt recovery matters demand specialized knowledge and strategic handling. Ajay Gautam Advocate has proven his expertise in DRT and SARFAESI cases, offering effective representation and advisory services nationwide. His dedication to ethical practice, client-focused solutions, and result-oriented advocacy makes him one of the leading names in financial and banking law in India.